Health Insurance for Everyone

Simplifying health insurance coverage for individuals, entrepreneurs and small business owners

Affordable Coverage
Major HMO, PPO and EPO Networks
Tailored for Each Person

Trust - Support - Knowledge

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ashleymallam6

“Stop Overpaying for Health Insurance: Why 5 Minutes with FamilyLifeHealthWealth Could Save You Hundreds Each Month!”

Hey there, health insurance superheroes, side hustlers, and small business warriors! 👋 If you’re paying for health insurance, chances...

Explore Private Health Benefits

We simplify the process, provide flexible options and provide ongoing support

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Expert Consultation Services

Receive personalized guidance from an experienced professional to empower and educate you to make informed decisions on the ideal heath and life insurance policies

Comprehensive Plans

Access a wide range of affordable health and life insurance policies, tailored to protect and secure your family's financial future.

Who We Can Help

Are you a small business owner or entrepreneur looking for affordable and reliable coverage for yourself or employees?

Are you a healthy individual who feels they are overpaying for coverage?

Are you a family whose employer plan is overpriced or insufficient?

Small Business Owners

Small business owners are the lifeblood of the American economy, embodying resilience and innovation. Our mission is to alleviate the anxieties that accompany the transition from employee to entrepreneur, empowering you to become a successful business owner. Regardless of your business, we possess the expertise to identify a competitive health benefit solution tailored to your unique needs. Even if it's just you, our unwavering support will propel you towards your goals. We provide invaluable assistance to a diverse range of small businesses, from healthcare to retail and everything in between.

Restaurant and Retail

We understand the immense challenges of maintaining operational efficiency and financial viability. The struggle to secure comprehensive health benefits is a common obstacle as it can be difficult to assemble a sufficient number of participants for a group plan. However, we have a solution that allows you to extend benefits to your owners and managers even with as few as one person. This invaluable offering enables you to attract and retain exceptional talent, fueling your business growth and enhancing your competitive edge.

W2 & 1099 Contractors

avigating private health insurance for 1099 and W2 contractors can be a complex endeavor, primarily due to their limited eligibility for conventional employer-sponsored group plans. We seek to empower contractors by offering comprehensive education on the multitude of health insurance options available so everyone can make informed decisions. One avenue we explore is the concept of Group Buying Power, where we collaborate with associations that specialize in tailored health insurance plans explicitly crafted for self-employed individuals and contractors, allowing you the benefits of group coverage without the typical requirements.

Personal Trainers and Health Studios

We believe in recognizing and rewarding dedication to health and wellness. We understand that as fitness professionals, you lead by example and prioritize your well-being. We go beyond traditional health insurance by offering preferred rates based on your commitment to maintaining a healthy lifestyle. Our comprehensive benefits program fits a diverse range of industries, including CrossFit, Yoga, Pilates, Cycling, Cryotherapy, and HIIT studios. With our top-level benefits, we honor your unwavering dedication to your overall health, extending preferred rates that reflect your commitment to a vibrant and thriving lifestyle.

Overpriced Policies

If you find yourself unable to afford your employer's health insurance options, rest assured that alternatives exist to ensure you can obtain the necessary coverage. Your employer selects plan options that cater to the collective needs of their employees, which may include healthcare provisions that aren't relevant to you, leaving savings on the table, and the cost of adding family can sometimes be problematic. We provide the opportunity to leverage both employer benefits and a private insurance option. This strategic approach typically results in a reduction of your monthly out-of-pocket premium expenses, allowing you to access comprehensive coverage while minimizing financial strain.

Landscapers, Pool Services, & Skilled Workers

We take great pride in assisting small teams within the home services industries. Whether you're looking for coverage for your managers or the entire crew, we have the capability to provide comprehensive benefits tailored to your specific needs. As an added bonus, we also include accident protection at no extra cost, ensuring an additional layer of security and peace of mind for your team. Our comprehensive benefits are meticulously tailored to meet your specific needs, adapting to the seasonal demands of your industry.

Empathize
Educate
Empower

Allow me to do what I do best!

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ABOUT
ASHLEY

Ashley Mallam is an independent broker that helps families safeguard their loved ones by offering life insurance and other financial services. She is dedicated to providing individualized care and specialized solutions to each family with whom she engages. Every family is unique and she works hard to present the finest products and guidance for each specific scenario. Life insurance can be a vehicle for growth, support in a time of need, an instant legacy, and a safe place to invest money. Her access to diverse products and her exceptional client service is why she is positive that she can assist you and your family in locating the coverage you require to protect your most precious assets. Her specialties are health insurance for small business and families as well as mortgage protection, equity insurance, final expense, indexed universal life policies for retirement planning and fixed index annuities for retirement protection. She works with a variety of insurance companies to fulfill all of her clients’ needs. Read more of her story by clicking below...